Excerpt: "Kyoto Churning" .. mortgage fraud .. rule-based software embedded in Countrywide lenders' work flow .. 'online loan shark' .. enforcer of Kyoto Protocol.
Open e-mail sent
U.S. Attorney General, Alberto R. Gonzales,
U.S. Department of Justice
The Honourable Vic Toews,
Minister of Justice and Attorney General of
David Hawkins, Forensic Economist at Hawks CAFE
U.S. Vice-President Richard Cheney
Canadian Minister of Public Safety, the Honourable Stockwell Day,
Canadian Prime Minister, Stephen Harper
Thomas J. Coyne, President, Coyne and Associates, Inc.
Professor of Finance (retired since 1995),
Media and bccs:
Dear Attorney General Gonzales and Minister Toews:
Re: Countrywide loan sharks and Kyoto Churning Fraud
I have identified a "Kyoto Churning" money laundering and mortgage fraud, developed by Carlyle Canada* private equity group and affiliates, whereby rule-based software is embedded in Countrywide lenders' work flow and programmed to operate as an 'online loan shark' and an extortionate enforcer of the Kyoto Protocol.
In this scenario, the Countrywide borrower is given a loan of dirty money and an opportunity to make a profit by buying or selling carbon credits on the "cap-and-trade" section of the Chicago Climate Exchange.
N.B. The exchange was set up in response to the Kyoto Protocol and the al-Qaeda terrorist group's sabotage of Cantor Fitzgerald's CO2e.com trading business and the murder of 652 staff in One World Trade Center on 9/11.
The Countrywide Kyoto loan is secured automatically by MindBox Internet software which can adjust the terms of a property and/or a life insurance contract attached to any loan convenant in about 15 seconds so that the lenders always make an extortionate profit whether the borrower lives or dies.
If the borrower violates the arbitrarily-declared Kyoto cap on carbon dioxide emissions allowed from the borrower's secured property (e.g. Shell borrowing money to develop the capped-Alberta tar sands) then the loan becomes repayable and due and the insurance company pays off the loan, confiscates the property and auctions it off to insiders, including labor-union pension funds, banks or Carlyle's private equity partners.
If the borrower dies, the "dead-peasant" life-insurance policy attached by MindBox to the Countrywide loan is executed and the proceeds of claim are shared by way of kickbacks amongst Carlyle's private equity partners.
Either way, live or die, a Kyoto loan does not benefit the borrower and is automatically structured by MindBox so that extortionate profits on the loan are shared amongst the brokers who get to churning assets backwards and forwards via Internet accounts of bank, insurance company and pension fund lenders.
I invite you to investigate the possible use of Kyoto carbon credit trading for Countrywide or Carlyle Group loan sharking and money laundering.
You can find additional contextual information on my research, related allegations and a proposed RICO 9/11 remedy at the web site and yahoo group below.
Notes: "Countrywide loan sharks and the Kyoto Churning Fraud"
MindBox ... products are being used Credit Pull and Analysis to determine the best possible product deal to offer the borrower Product Best Fit decisioning to determine which product package best meets the preferences and needs of both the lender and the borrower. Integrates credit data from multiple sources Provides a list of conditions that must be met in order for the loan to be granted Provides a suggested list of debt consolidation strategies the borrower might take in order to lower costs and create a better debt portfolio. As part of this debt consolidation scenario, lays the foundation for the cross selling of other products, specifically, HELOCs and line of credit products The MindBox Power Editor .. allows business users to modify or update automated business policies .. define the hierarchy and organization of rules in the system, ensuring that the system follows the business practices required. [MindBox users in virtual war rooms can switch from benign lending to racketeering and extortion of a target in 15 seconds].
*The Carlyle Canada Private Equity Group at 9/11 *Allegedly in contact with `al-Qaeda' SWAT teams through Carlyle's virtual war rooms on 9/11, Carlyle